About Long Beach Reverse Mortgage
Local expertise, personalized guidance, and trusted support for every homeowner we serve.
About Us
Who We Are
Long Beach Reverse Mortgage is part of LBL MTG Corp, an independently owned mortgage brokerage with deep roots in Southern California, serving Long Beach, Orange County, the South Bay, Seal Beach, Lakewood, the Coachella Valley, and all throughout California and Arizona.
We specialize in:
- HECM reverse mortgages
- Jumbo reverse mortgages
- HECM-to-HECM refinances
- Reverse mortgage for purchase
We focus exclusively on education-first lending, where you get clear answers — not pressure.
Lauren Boland
- Broker/Owner
- NMLS #309065 | DRE #01466296
Why Choose Us
Why Seniors Choose Long Beach Reverse Mortgage
Local Expertise You Can Trust
I understand the Long Beach housing market, senior community needs, property values, condo rules, coastal guidelines, and neighborhood trends.
Hands-On Guidance From Start to Finish
You aren’t passed around from department to department. You work directly with me — the expert — every step of the way.
Clear, Honest Education
Every explanation is simple, direct, and easy to understand. No jargon. No scare tactics. No confusion.
Transparent Numbers & Straightforward Proposals
You’ll always receive a detailed package showing:
• Your estimated loan amount
• All costs
• Line of credit growth
• Monthly options
• Future projections
Family Included
Your children, heirs, financial planner, or attorney can be part of the conversation. Everyone gets answers — everyone stays informed.
Highly Personalized Solutions
No two homeowners are the same.
I tailor every recommendation to:
• Your goals
• Your health
• Your income
• Your long-term plans
• Your property type
• Your family considerations
Support Long After Closing
A reverse mortgage is a long-term relationship, not a quick transaction. You can call me anytime — months, years, or decades after closing.
About Lauren Boland – HECM & Proprietary Reverse Mortgage Specialist
Lauren Boland is the broker-owner of LBL Mortgage and Long Beach Reverse Mortgage, bringing more than two decades of experience helping homeowners in California, Arizona, and Nevada. As a licensed mortgage broker in multiple states, she offers a full range of options — including HECM reverse mortgages insured by FHA and proprietary reverse mortgages designed for higher-value homes — giving clients access to the right solution for their individual goals.
As an independent broker, Lauren isn’t restricted to one lender’s products or pricing. She shops with multiple top reverse mortgage lenders to help her clients secure lower rates and lower fees, whether they are comparing HECM programs or exploring proprietary reverse mortgage options. She founded LBL Mortgage in 2015 with a clear mission: provide transparent education, personal service, and affordable pricing for every homeowner especially seniors planning retirement with a Long Beach reverse mortgage or a reverse mortgage anywhere in California, Arizona, or Nevada.
With deep experience in both traditional home loans and reverse mortgage programs, Lauren makes complex choices simple. She explains the benefits and differences between a HECM and a proprietary reverse mortgage, answers questions in plain language, and supports both the homeowner and their family through the loan process. Her independent approach means she advocates for the homeowner — not a bank — which is why Long Beach Reverse Mortgage is a trusted resource for families planning ahead.
Whether it’s a purchase, refinance, HECM reverse mortgage, or proprietary reverse mortgage, clients value her knowledgeable guidance, competitive pricing, and the confidence of working with a local expert who knows the communities she serves — from Long Beach and all of California, to Arizona’s active retirement areas, and Nevada’s growing markets.
Different
What Makes Us Different
- Independent mortgage broker
- Reverse-mortgage specialists
- Licensed and experienced
- Deep knowledge of Long Beach neighborhoods
From Belmont Shore to Bixby Knolls, Naples Island to Los Altos — each area has its own property trends and needs.
I understand them all.
- Ethical, senior-focused service
Who We Serve
- Seniors 62+
- Homeowners planning for retirement
- Surviving spouses
- Adult children caring for aging parents
- Financial planners looking for safe retirement tools
- Seniors wanting to age in place
- High-value home owners needing jumbo solutions
- Condo owners (FHA-approved or non-approved)
- Homeowners with limited income or credit challenges
What We Offer
What You Can Expect When You Work With Me
A no-pressure conversation
- Just honest guidance. You will never feel “sold.”
A personalized financial breakdown
- Numbers custom-built for your home, age, and goals.
A clear explanation of every option available
- HECM, jumbo, LOC, lump sum, tenure payments — all explained simply.
A smooth, guided process
- From counseling to appraisal to closing — I handle everything.
Long-term support as your trusted reverse mortgage resource
- I am here for you and your family at every milestone.