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Reverse Mortgages for Seniors
At Long Beach Reverse Mortgage, my goal is to help seniors understand how a reverse mortgage can improve their retirement, create more financial breathing room, and allow them to stay in the home they love.
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A reverse mortgage—formally called a HECM (Home Equity Conversion Mortgage)—is a government-insured loan that allows homeowners 62 and older to access a portion of their home’s equity without giving up ownership and without taking on a monthly mortgage payment.
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This type of loan can be a powerful tool for Long Beach seniors who want to stay in their homes, age with confidence, and make the most of the equity they’ve built over the years. There are also private jumbo reverse mortgages available for higher-value properties, which can offer larger loan amounts and expanded options for homeowners in areas like Long Beach, Belmont Shore, Naples, Seal Beach, and the surrounding coastal communities.
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About Us

About Long Beach Reverse Mortgage

Your Trusted Local Experts in Reverse Mortgage
Long Beach Reverse Mortgage is part of LBL MTG Corp, an independently owned mortgage brokerage with deep roots in Southern California. We specialize in HECM reverse mortgages, jumbo reverse mortgages, and reverse mortgage for purchase.
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Lauren Boland

  • Broker/Owner
  • NMLS #309065 | DRE #01466296

No Monthly Payments, Just More Flexibility in Retirement

How Does a Reverse Mortgage Work?

Instead of you paying the bank, a reverse mortgage allows the bank to provide funds to you. You can choose to receive the funds in a lump sum, as monthly payments, or as a line of credit.

  • Key Highlights:
  • No monthly mortgage payments
  • Flexibility to choose how you receive the funds
  • You remain the homeowner and keep full control.
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Financial Benefits of Reverse Mortgages

Reverse mortgages allow you to stop worrying about monthly mortgage payments while maintaining financial flexibility.
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Provides funds to meet living expenses without selling your home.

Flexibility to use funds for home repairs, medical expenses, etc.

Preserve your investments by reducing portfolio withdrawals.

How Financial Advisors View Reverse Mortgages

More financial planners are recognizing reverse mortgages as a strategic retirement tool. It can protect investment portfolios, create tax-free cash flow, and support long-term financial goals.
  • Benefits for Client:

Protect investments during market downturns.

Delay Social Security and increase retirement savings.

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A reverse mortgage could be your key to financial freedom. Get personalized guidance and transparent options.
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This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

Reverse Mortgage Basics

Guide & Resources

Get in Touch

  • 3780 Kilroy Airport Way Suite 200 Long Beach, CA 90806
  • Long Beach Reverse Mortgage, NMLS #1381254 | DRE #01986422
  • (562) 772-5868
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